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Abstract
After independence there has been substantial economic growth but the benefits have not been received by the needy people. The biggest problem in India is to improve the economic and social condition of the people who are still in the condition of absolute poverty. The biggest reason for backwardness in India has been non availability of resources on reasonable terms and conditions to the needy people of the country. Access to finances enables the poor to increase income, expanding their assets and providing them opportunities. Present paper assess the various loan schemes implemented by the Maharashtra State Other Backward Classes Finance and Development Corporation for the socio-economic development of the OBC community.