https://archives.ourheritagejournal.com/index.php/oh/issue/feed Our Heritage 2021-05-16T09:27:24+00:00 Our editor@ourheritagejournal.com Open Journal Systems <p>Our Heritage Journal (ISSN 0474-9030) has been Discontinued as per UGC notification from Feb 2020</p> <p>&nbsp;</p> https://archives.ourheritagejournal.com/index.php/oh/article/view/8 Leveraging Management And Scalable E Solutions On Water Resources To Build Sustainable Growth In India. 2020-01-02T18:42:44+00:00 Aashima Franklin editor@eduindex.org <p>The present research is actually aimed of establishing how farmers can also be encouraged to adopt the water resource management measures to be implemented. Farmers’ consumption of saving the water may also represent up to 90% of a nation’s water consumption. By developing and actually implementing an extended version of the well-known strategies, we also consider the farmers’ propensity to actually adopt innovations and even their water footprints. Farmers’ innovativeness and even the water footprints which also exert a significant influence on their adoption intentions. This also contributes of the results. While actually the global supply of available freshwater is actually more than the adequate to meet up all the current and even the foreseeable water demands, its spatial and even the temporal distributions are not. There are many other regions where our freshwater resources are actually inadequate to meet domestic, economic development and even environmental needs. In such set of regions, there is a lack of adequate clean water to actually get up and meet the human drinking water and even the sanitation needs which is indeed a great constraint on human health and even on its productivity and hence on economic development as well as on the maintenance of a clean environment and its healthy ecosystems. Thus, few regional policies currently promote the actual replacement of the obsolete water saving measures which are being provided by the farmers with actual subsidies that may also cover almost 40% of their needed investments in totality. Globalization of trade has wide‐ranging implications for the group of consumers, the governments, and even for the environment. While there is even the bulk water which is not commonly traded, except for the relatively limited quantities in bottles, the water is been used to actually produce goods that are being traded across the borders. To analyze the impact of Water resources management on responsible farmers of India.</p> 2020-01-09T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/9 Decentralized Block Chain Data Storage Using Artificial Intelligence 2021-05-16T09:27:24+00:00 Ajit Karunakaran editor@eduindex.org Prakash Divakaran editor@eduindex.org <p><em>Contemporary companies run in an incredibly complicated environment and highly rely on all sorts of details resources across the organization. Regrettably, with the development of an enterprise, its numerous information assets, this kind of as client info and aged files, are not really just heterogeneous but also distributed in various systems and directories. How to efficiently exploit resources across the enterprise is usually getting a crucial but hard issue. In latest years, metadata which is usually the comprehensive explanation of the data is utilized to effectively take advantage of details assets in the internet. The specific utilization of metadata makes devices to procedure and understands information more very easily. This paper concentrates on data storage strategy using Artificial Intelligence (AI).</em></p> 2020-01-30T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/10 Significance Of Micro-Finance In Enhancement Of Rural Women Empowerment By Initiating Retail Hub 2021-05-16T09:25:34+00:00 Anita G. Kadapatti editor@eduindex.org <p><em>Through India, microfinance has got marked the initiatives of rural development, women empowerment and prosperity generation by featuring modest level savings, credit standing, insurance and so various other economical solutions to impoverished and poor income source households. Women’s activities appeared to be amongst the universal sociable activities of modern-day nation-wide topics. To reinforce the status of females, different women activities are commenced. It is known that women’s activities are actually concerning the very significant mission of contemporary communal workouts. The intentions as well as, components of women’s workouts pointed out the characteristics and the discrepancies involving females. The main objective of microfinance is undoubtedly to generate economical solutions to citizens completely ruled out from common financial programs considering that of their particular poor, unpredictable and unforeseen cash flow. This paper hence presents the significance of microfinance and ways to build a better regular income for rural women empowerment.</em></p> 2020-01-25T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/11 Formulating And Analysis Of Mathematical Modeling In Intracellular Signaling Pathways. 2021-05-16T09:23:36+00:00 Antony P.V, editor@eduindex.org <p><em>Because of the inherent stochastic, the flagging elements in a clonal populace of cells display cell-to-cell fluctuation at the single-cell level, which is particular from the populace normal elements. Oftentimes, stream cytometry is broadly used to secure the single-cell level estimations by blocking cytokine discharge with reagents, for example, Golgi plug™. In any case, Golgiplug™ can change the flagging elements, making estimations be deluding. Consequently, we built up a mathematical model to construe the normal single-cell elements dependent on the stream cytometry estimations within the sight of Golgiplug™ with saccharine (LPS)- instigated NFκB motioning for instance. Initial, a mathematical model was created dependent on the earlier learning. At that point, normal single-cell elements of two key atoms (TNFα and IκBα) in the NFκB flagging pathway were estimated through stream cytometry within the sight of Golgiplug™ to approve the model and expand its expectation exactness. In particular, a parameter determination and estimation plan chosen key model parameters and assessed their qualities. Inadmissible results from the parameter estimation guided consequent analyses and fitting model enhancements, and the refined model was aligned again through the parameter estimation. The surmised model had the option to make forecasts that were reliable with the exploratory estimations, which will be utilized to develop a semi-stochastic model later on.</em></p> 2020-01-29T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/12 Alpha Analysis Of Cloud Security Enhancement Using Machine Learning Approach 2020-01-02T18:50:42+00:00 Archana Panda editor@eduindex.org . Syed Umar editor@eduindex.org <p><em>Cloud security is usually essential for both business and personal users. Everyone desires to understand that their information is usually secure and secure and businesses possess legal responsibilities to maintain customer data secure, with particular industries having more strict guidelines about data storage. The development of impair displays no indicators of decreasing, many of businesses right now using it for at least some of their procedures. But despite developing cloud adoption, many of experts still emphasize as the main region of vulnerability within their business. Therefore, this paper talks about the need of cloud security and part of machine learning algorithms to improve the impair security.</em></p> 2020-01-25T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/13 A Study On Investors Perception Towards The Stock Market Investment In India With Reference To Private Sector Salaried Employees In Pune City. 2020-01-02T18:52:26+00:00 R. M. Indi editor@eduindex.org Ratikanata Ray editor@eduindex.org <p>Salaried employees, in general, have fix flow of income &amp; their investment patterns are found also different. Pune is the city where people from all around the country come for their job. There are a lot of private organizations giving employment to them. In connection with this Researcher has tried to find out the perception of private salaried employees in the Pune region towards the stock market investment in India. For this purpose, data that has been collected through the structured questionnaire made from 200 respondents who are working as salaried employees in Private Sector in Pune City. It is found from the research that there is a very significant difference among the male and even the female as well as respondents of different age groups with respect to the preference of stock market investment.</p> 2020-01-30T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/14 Status Of Women: An Analyses On Factors Affecting Status Of Women At Domestic Level 2021-05-16T09:26:31+00:00 Ziya. A. Pathan editor@eduindex.org <p><em>Women are still endangered in relation to the decision making process at the family level especially in rural area. The present study is imperative to the societies urging for women empowerment and gender equality.</em></p> <p><em>The research is conducted by obtaining relevant primary and secondary data. Questionnaire and general observation is used to gather relevant data.&nbsp; The sample size of 82 respondents is chosen through simple random sampling technique. </em></p> <p><em>The study reveals that, majority of the respondents were female and most of them are in the </em><em>age group of either 26 – 30 years or 31 – 40 years of age</em><em>. There is a significant association between family expenditure, child welfare, reproductive health, socio-cultural matter, patriarchal system and economic factors playing</em> a great influence in hindering the status of women’s decision making process at family level.</p> <p><em>It is recommended to mobilize community works towards awareness on the status of women in decision making process at family level.</em></p> 2020-01-17T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/15 Study of Product Costing through FACTON Software in Automotive Industry 2020-01-02T18:55:31+00:00 Prakash H. Karmadkar editor@eduindex.org Gautam k Bengale editor@eduindex.org <p>To maximize&nbsp;profits, businesses must find every possible way to minimize costs.&nbsp; While some fixed costs are vital to keeping the business running, a&nbsp;financial analyst&nbsp;should always review the financial statements to identify excessive expenses that do not provide any additional value to core business activities. When an analyst understands the overall cost structure of a company, he/she can identify feasible cost reduction methods without affecting the quality of products sold or service provided to customers.&nbsp; The financial analyst should also keep a close eye on the cost trend to ensure stable cash flows and no sudden cost spikes occurring. ABC industries continuously optimizing the combustion engine, driving forward the use of alternative fuels, and laying the foundation for the widespread acceptance and worldwide introduction of e-mobility.Based on a broad systems competence consisting of Engine Systems and Components, Filtration, and Thermal Management, the group’s product portfolio addresses all the crucial issues relating to the power train and air conditioning technology. Thanks to its expertise in electric and electronic components and systems, ABC can thus also offer integrated system solutions for e-mobility.ABC products are fitted in at least every second vehicle worldwide. For decades, ABC components and systems have also been used on the world’s racetracks and off the road—in stationary applications, for mobile machinery, rail transport, as well as marine applications.This study involved a detailed understanding of the Product costing and how costing process can be improve with the help of FACTON EPC software.</p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/16 Critical Study on Contemporary Challenges and Opportunities of Retail Banking in Context of Digitalization. 2021-05-16T09:24:36+00:00 GizlaMakhija editor@eduindex.org Prakash Divakaran editor@eduindex.org <p><em>The landscape of India’s financial sector is changing. Anytime, anywhere banking, using differentiated channels and technology, will enable a multi-fold increase of reach in rural and remote areas. Coupled with the emergence of a new class of banks—the small and payments banks—one of the biggest impacts of technology adoption will be rapidly accelerating financial inclusion by making last-mile access more cost effective and expanding the reach of banking to the unbanked. Powerful forces are reshaping the banking industry. Customer expectations, technological capabilities, regulatory requirements, demographics and economics are together creating an imperative to change. Banks need to get ahead of these challenges and retool to win in the next era. Banks must not only execute on today’s imperatives but also radically innovate and transform themselves for the future. India’s banking and financial sector is expanding rapidly. The Indian Banking industry is currently worth Rs. 81 trillion (US $ 1.31 trillion) and banks are now utilizing the latest technologies like internet and mobile devices to carryout transactions and communicate with the masses. The Indian banking sector consists of 26 public sector banks, 20 private sector banks and 43 foreign banks along with 61 regional rural banks (RRBs) and more than 90,000 credit cooperatives. According to the global perspective it has potentials to become the fifth largest bank industry in the world by 2020 and third largest by 2025. The present study aims to focusing on the contemporary challenges and opportunities of the Retail Banking sector in view of Digitalization. </em></p> 2020-01-16T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/17 “Implementation of cloud computing for institutions upgradation.” 2021-05-14T12:35:14+00:00 Harsha Yogesh Khadke editor@eduindex.org <p><em>Cloud computing is being an adoptable technology for common of the lieutenancies with its assiduous scalability as well as conduct of virtualized effects as a service intact the Internet. It will probably have a communicative impact on the educational surroundings in the future. Cloud computing is a beneficial choice for instructional institutions which are individually inferior to asset deficit to conduct their information systems fruitfully without depleting any additional capital for the computers and network devices. Institutes incur benefit of obtainable cloud-based approaches ascribed by assistance mentors and authorize their own users/students to conduct business and literary activities. In this paper, we will consider what the cloud computing infrastructure will help in the instructional area, particularly in the universities where the application of computers are more intensive and what can be done to accumulate the supports of average approaches for students and teachers.</em></p> <p>&nbsp;</p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/18 Quality Of Services Analysis Of Cognitive Radio Spectrum Sensing For Moderate Network Nodes 2021-05-16T09:22:32+00:00 Sharanabasava Inamadar, editor@eduindex.org Jadhavar Bhagawan Rajaram editor@eduindex.org <p><em>Machine learning can be software of artificial intelligence (AI) that provides systems the capability to immediately learn and improve from encounter without becoming explicitly programmed. A cognitive radio is certainly a radio that can become designed and configured dynamically to make use of the greatest cellular channels in its area to prevent consumer interference and blockage. This kind of a radio automatically picks up obtainable stations in wireless spectrum, after that appropriately adjustments its transmission or reception guidelines to enable more contingency wireless marketing communications in a provided spectrum music group at one area. This process is a type of powerful spectrum administration. Machine learning focuses on the advancement of pc applications that can gain access to data and utilize it learn for themselves. Machine learning offers lately discovered its applications in numerous areas this kind of as object recognition conversation identification, route evaluation, and design recognition. Particularly, pattern acknowledgement entails the actions of the feature extraction and the category. This paper concentrates on machine learning centered spectrum sensing methodology.</em></p> 2020-01-16T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/19 Cognitive Radio Spectrum Sensing Using Machine Learning Approach 2021-05-16T09:21:33+00:00 SHARANABASAVA INAMADAR, editor@eduindex.org JADHAVAR BHAGAWAN RAJARAM editor@eduindex.org <p><em>Spectrum sensing is of critical significance in cognitive radio (CR) systems. In this paper, a dependable spectrum sensing plan is proposed, which utilizes K-closest neighbor, a machine learning calculation. In the preparation stage, every CR client delivers a sensing report under changing conditions and, in view of a worldwide choice, either transmits or remains quiet. In the preparation stage the nearby choices of CR clients are joined through a larger part casting a ballot at the combination focus and a worldwide choice is come back to every CR client. A CR client transmits or remains quiet as per the worldwide choice and at every CR client the worldwide choice is contrasted with the genuine essential client activity, which is learned through an affirmation signal. In the preparation stage enough data about the encompassing condition, i.e., the activity of PU and the conduct of every CR to that activity, is accumulated and sensing classes framed. In the grouping stage, every CR client thinks about its present sensing report to existing sensing classes and separation vectors are determined. </em></p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/20 Critical Analysis Of Sustainable Healthcare System In India 2021-05-16T08:59:55+00:00 Vidya Rajvardhan Indi editor@eduindex.org <p><em>India’s health system faces the ongoing challenge of responding to the needs of the most disadvantaged members of Indian society. Despite progress in improving access to health care, inequalities by socioeconomic status, geography and gender continue to persist. This is compounded by high out-of-pocket expenditures, with the rising financial burden of health care falling overwhelming on private households, which account for more than three-quarter of health spending in India. Health expenditures are responsible for more than half of Indian households falling into poverty; the impact of this has been increasing pushing around 39 million Indians into poverty each year. In this paper, we identify key challenges to equity in service delivery, and equity in financing and financial risk protection in India. These include imbalanced resource allocation, limited physical access to quality health services and inadequate human resources for health; high out-of-pocket health expenditures, health spending inflation, and behavioral factors that affect the demand for appropriate health care. Considering the sensitivity of emerging health care system of the country, we argue for the application of certain principles in the pursuit of equity in health care in India. These are the adoption of equity metrics in monitoring, evaluation and strategic planning, investment in developing a rigorous knowledge-base of health systems research; development of more equity-focused process of deliberative decision-making in health reform, and redefinition of the specific responsibilities and accountabilities of key actors. The implementation of these principles, together with strengthening of public health and primary care services, provide an approach for ensuring more equitable health care for India’s population.</em></p> 2020-01-31T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/21 Perception of Differences between Traditional and Electronic Word of Mouth: Case of Czechia 2020-01-02T19:07:44+00:00 Ing. Dušan Mladenović editor@eduindex.org Ing. Anida Krajina editor@eduindex.org <p><em>The purpose of the present study is to explore perceptions of differences between traditional and electronic Word of Mouth in the context of Czech Republic through the Hofstede’s cultural dimensions. Research design incorporates questionnaire as data collection method. Questionnaire consists of 111 opinion-based items and is based on scales previously utilized by Chu and Choi (2011) and Lam et al., (2009). Generally, findings support the notion that only<strong>individualism</strong>and<strong>long-term orientation</strong> exhibit significant influence on awareness of the differences between traditional and electronic Word of Mouth. <strong>Uncertainty avoidance, masculinity</strong>and<strong>power distance</strong>are proven not to be statistically significant predictors. </em><em>One of the major limitations is the questionnaire in the English language, implying that it was not translated into Czech. Secondly, the research did not investigate the effects of past behavior or personality characteristics – although these two concepts received significant coverage in other literature streams. Findings contribute to the literature on communication and Word of Mouth research and marketing by delving into the cultural influence on social relationships and the Word of Mouth. On industry note, this study should assist marketers and communication strategists to understand the ever-growing necessity to amend a strategic approach towards different cultural entities, in both offline and online business environments.</em></p> 2020-01-22T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/22 Emerging Islamic Banking: Need and Scope in India 2021-05-16T09:20:11+00:00 J. S. Kolhe editor@eduindex.org <p><em>Muslim Started interest free banking under the Islamic law called sharia, and now we all call it Islamic banking. Today that Islamic banking industry showing an average growth rate of 15%-20% annually and comprises around 400 institutions with an asset under management in excess of US $1 trillion, according to Standard &amp; Poor's Ratings Services the potential market is $4 trillion worldwide, therefore this can be a tool for enhancing economic development in India. India is prospering, but Indians are not. On an average, there has been one farmer's suicide every 32 minutes since 2002 because of heavy financial burden.Twenty richest Indians earn as much as what 30 crore poorest people are earning, writes BimalJalan, the former RBI Governor (RAQEEB, 2012). With these two issues, the growing Islamic banking and Indian economic problem, this paper is going to investigate the growth of Islamic banking worldwide and will try to find out how an Islamic banking can benefit Indian society. The paper will try to answer two questions, why Islamic banking is growing &amp; its present status worldwide, how an Islamic banking is beneficial for India and how it can help India in boosting economic development in order to enhance India's world competitiveness.</em></p> 2020-01-30T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/23 Pivotal Role Of Health Insurance In Indian Economy 2020-01-02T19:10:37+00:00 GAURAV SAHNI editor@eduindex.org PRAKASH HEMRAJ KARMADKAR editor@eduindex.org <p>Health is a crucial asset of every individual. There’s a well-understood summation of good health and the economy of a country. Health acts as a central dogma of life, scatters happiness and well-being in the surroundings. Healthy and happy populations less combat against diseases and live longer life also, they are more productive as compared to others.</p> 2020-01-17T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/24 Alarming Condition Of Water Pollution And Water Scarcity-Need Of Water Treatment Framework 2021-05-16T09:16:19+00:00 Khadke Yogesh Padmakar editor@eduindex.org Prakash Divakaran editor@eduindex.org <p><em>Water pollution is usually the contaminants of drinking water bodies, generally consequently of human being activities. Water bodies consist of for example lakes, rivers, oceans, aquifers and groundwater. Water pollution outcomes when contaminants are launched into the organic environment. Water pollution occurs when harmful substances get into water bodies this kind of as ponds, streams, seas and therefore on, obtaining blended in them, laying hanging in the drinking water or depositing on the bed. This degrades the quality of water. Not really just will this spell disaster for marine ecosystems, the pollutants also leak through and reach the groundwater, which might finish up in our households as contaminated drinking water we make use of in our daily actions, which includes drinking.</em></p> 2020-01-16T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/25 "A study of farmer suicide in Maharashtra problems and Measures 2021-05-16T09:18:01+00:00 Lalita Babulal Malusare editor@eduindex.org <p><em>The Maharashtra is one of the most developed States in India but still facing the problems of farmer suicide therefore the researcher want to know the problem regarding farmer in Maharashtra. The study is conducted on the basis of secondary data as well as discussion method with the selective cases in Maharashtra. The study is focusing on the reasons and the problems of farmers in Maharashtra. The Maharashtra is suffering from the farmer suicide problems from the last decade of the years hence it important to know the problems and causes behind the problems to overcomes. The research paper is going to find the situations and problems of farmers and the causes behind the suicides in Maharashtra.</em></p> 2020-01-24T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/26 “A study of Problem and Prospect of Paperless technology in Indian banking Industry” 2021-05-16T09:19:14+00:00 Malusare Lalita Babulal editor@eduindex.org <p><em>In a global scenario Banking System fully converted in to the Digitalization and to make the possible transaction with the Glob it is necessary to became digital in Indian Banking industry. The Digitalization starts from 1985 in Indian banking sector using recommendation of the Dr. C. Rangarajan Committee. From the last decade Digitalization and use of Computer system in banking services has been increased and private sector as well as public sector banks are now using digital and paperless banking system to serve the services to the customer.&nbsp; In other hand the customer should also aware about the digitalization and paperless services to make effective utilization of services. Indian Digital literacy rate is very low therefore some problems are found about the implementation of the digitalization and paperless tools of banks. The purpose of the research is to know the problem regarding the paperless banking and Digital banking system and measures the problems in India. The research paper is based on Secondary Data as well as discussion has been made to know the problems regarding the paperless services. </em></p> 2020-01-15T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/27 To Evaluate ERP Strategic Modeling For Implementation Of Effective Automation In Production Planning 2021-05-16T09:14:24+00:00 Jain Manoj Dhirendra editor@eduindex.org Prakash Hemraj Karmadkar editor@eduindex.org <p><em>This examination proposes an Enterprise Resource Planning (ERP) implementation model for moderate size organizations. The proposed model uses a key methodology containing; ERP implementation forms, stages, factors and issues partner with ERP reception in medium size organizations. This model can be utilized as a component of ERP implementation methodology for moderate size organizations, empowering business chiefs/proprietor to have better comprehension of their implementation procedure. The model contains ERP implementation arranges and related variables classified in the Technology, Organization and People areas. This investigation embraces a subjective research approach and utilizes an online master board alongside contextual analysis interviews. The primary information assortment is contained an online master board, comprising of the specialists from various orders including ERP scholastic specialists, ERP experts, medium size business scholarly and ERP in average size experts. The members were chosen from around the globe dependent on their perceived aptitude in the applicable regions. The consequence of the master board exchange was utilized to test and adjust the ERP implementation model.</em></p> 2020-01-10T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/28 Development Of New Alpha-Swot Analysis Framework With Consideration Of Swot And Value Chain For Sustainable Strategic Organizational Reform 2020-01-02T19:19:04+00:00 Mathew Antony editor@eduindex.org .PrakashDivakaran editor@eduindex.org Prakash Hemraj Karmadkar editor@eduindex.org <p><em>Within strategic management as well as planning, SWOT analysis entails the selection as well as Portrayal associated with information regarding internal as well as external factors that have, or even might have, a direct effect upon company. SWOT is really a framework which allows managers in order to synthesize experience from a good internal analysis associated with the company’s talents as well as weaknesses along with individuals through a good analysis associated with external opportunities as well as threats. SWOT is actually a widely recognized tool because of its simplicity and value associated with focusing upon the key issues that affect the organization. The aim of the paper would be to update the SWOT analysis elements would be to determine the talents as well as weaknesses which are appropriate within meeting opportunities as well as threats within a particular scenario. Also, new proposed methodology called “Alpha-SWOT” is recommended in this paper.</em></p> 2020-01-16T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/29 Portfolio Analysis Of Banking Sectors – Investment Scenario 2021-05-16T09:13:19+00:00 M.MUTHUKUMAR editor@eduindex.org <p><em>Portfolio analysis is an evaluation of an investment portfolio to determine if it is meeting an investor's needs, whether the investor is a multinational corporation or a teacher planning for retirement. The analysis provides a breakdown of current assets in the portfolio, along with a discussion of their current and historic performance to see if the investor is making smart decisions about resource allocation. The analysis can offer recommendations for improving the mixture of the portfolio, taking the unique needs of the investor into account. </em><em>The success of a product line is often measured in terms of its profitability. However, profits should not be the only basis for mapping product success. Organizations also need to take the risk-factor for a product into account so that they can make an accurate assessment of their product-line portfolios. Ideally, products with low margins and high volatility should be divested as they clearly overexpose the company to a high level of risk without sufficient returns. Similarly, low margin, low-volatility product lines do not expose the company to excessive risks and can be considered if the profitability can be improved. So, on what basis should companies assess the risk vis-à-vis return profile of their product portfolio? Econometric modeling can be used to estimate the risk/return profile of products. Besides performing the usual commercial banking functions, banks in developing countries play an effective role in their economic development.&nbsp;The portfolio analysis of banking sector at present is playing very vital role in the development of economy. Hence, the present study focuses on portfolio analysis of some selected banks in India. Study based on both Primary and Secondary sources.</em></p> 2020-01-17T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/30 Development Of Security Strategy For Cyber Security Enhancement With Svm Approach 2021-05-16T09:15:20+00:00 N. LINGAREDDY editor@eduindex.org Syed Umer editor@eduindex.org <p><em>With the significantly in-depth incorporation of the Internet and social existence, the Internet is certainly changing how people find out and function, but it also reveals us to more and more serious security risks. How to determine numerous network attacks, especially not really previously noticed attacks, is an important concern to become resolved urgently. Cyber security is usually an arranged of systems and procedures designed to safeguard systems and data from attacks and unauthorized gain access to, modification, or damage. Interpersonal networking is definitely a fairly new method to connect and discuss info. Cloud computing can help educational organizations to solve a quantity of their common difficulties, which includes price decrease, allowing quick and effective conversation, security and privacy and making sure versatility and convenience. This paper presents the support vector machine algorithm security evaluation for twitter dataset.</em></p> 2020-01-22T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/31 A Study Of Quality Management In Indian Schools To Discourage Private Coaching Among Students 2021-05-16T09:12:26+00:00 Neeta Srivastava editor@eduindex.org PrakashDivakaran editor@eduindex.org <p><em>Education is the foundation of each country. A country won't have the option to make due in the focused world, if its education system isn't fit for contributing for its improvement. Indian education system is broadly condemned in multi-measurements for its inability to make required employability in its understudies as indicated by the business prerequisites and its powerlessness to add to comprehensive development in the country overall. This paper endeavors to feature the issues and give a few answers for resolve them. The investigation utilizes optional information from different accessible sources. The specialist presumes that the issues in the present education system that are overwhelming the development of this country can be handled successfully if valuable and submitted moves are made by the Government to determine them Coaching classes have increased gigantic fame in the metropolitan urban communities of India as of late. There are classes taking into account assorted needs regarding various courses, changing timings and areas and course material prerequisites. The fundamental motivation behind this examination paper is to distinguish how famous training classes are with the understudies seeking after trade based courses in the city of India. With the assistance of an organized poll circled among an example of understudies from India University, the paper targets recognizing the need and pertinence of training classes and attempts to comprehend the holes in the education system. The investigation reasons that the requirement for instructing classes has a lot to do with bafflement with school workforce and to an enormous degree to enhance the learning done at school. The paper prescribes approach measures in such manner</em>.</p> 2020-01-17T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/32 Role Of Indian Cyber Law And Mitigation Of Cyber Security Hacks 2021-05-16T09:11:10+00:00 Nilesh Tulshiram Gole editor@eduindex.org Syed Umar editor@eduindex.org <p><em>As internet became important tool for the day-to-day activities, in the present globe which can be more tech-savvy, the terms cyber law and cyber crimes possess also become more advanced. Internet and technology had been released for study reasons and producing existence of human beings easy but as the make use of and quantity of individuals on the internet improved, the need for cyber laws in India was experienced. As the character of the internet is certainly private it is simple to make cyber crimes. Therefore many could improper use this element mainly. This paper focuses on need of cyber laws, scenarios of cyber crime and need of new scenarios specific cyber law framework development.</em></p> <p>&nbsp;</p> 2020-01-09T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/33 Do You Have The Skills To Manage Your Enterprise? 2021-05-16T09:09:01+00:00 P. K. Joy editor@eduindex.org PrakashDivakaran editor@eduindex.org <p>Besides apathy, the largest cause of performance failures in public as well as in private sector enterprises is the top managers’ deficiency in managerial skills. Through continual performance analysis and evaluation, authorities must understand the presence of this deficiency without loss of time and take urgent action for its removal, to change the performance culture. To be able to do this effectively, the authorities themselves must acquire and possess the skills.</p> 2020-01-30T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/34 “Challenges And Apportunities Of Organisational Beheviour Before Leaders” 2021-05-16T09:10:15+00:00 Pawan Kumar Poddar, editor@eduindex.org Shristy Poddar editor@eduindex.org <p><em>The present research paper covers the behavior model for organizational efficiency, challenges and opportunities of organizational behavior.</em></p> <p><em>Organisation have been setup to fulfill needs of the people. In todays competitive world, the organization have to be growth oriented This&nbsp; is possible when productivity is absentee is am&nbsp; and turnover has a negative impact on productivity. Employee who absents frequently cannot contribute towards productivity and growth of the organization. In the same manner ,employee turnover causes increase cost of production. Job satisfaction is a major factor to analyse performance of an individual towards his work. Satisfied workers are productive workers who contribute towards building an appropriate work culture in an organization. Organisations are composed of number of individuals working independently and collectively in teams, and number of such teams makes a department and number of such departments make an organization. It is a formal structure and all departments have to function in a coordinate manner to achieve the organizational objective. It is therefore important for all employees to process a positive attitude towards work. They need to function in congenial atmosphere and accompli she assigned goals. It is also important for managers to develop an appropriate work culture. Use of authority, delegation of certain powers to subordinates, division of labour, efficient communication, benchmarking, re-engineering, job re-design and empowerment are some of the important factors so that an organization can function as well-oiled machine. This is not only applicable to manufacturing organizations but also to service social and educational.</em></p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/35 Significance Portrait Of Value Chain For Petroleum Industry And Need Of New Channel Discovery 2021-05-16T09:06:12+00:00 Pappu Damodaram editor@eduindex.org Prakash Divakaran editor@eduindex.org <p><em>The world's dependence on oil and gas is definitely rising as global financial systems and infrastructure continue to rely greatly on petroleum centered items. Conversations of when globe oil and gas production will maximum appear to become on the periphery, actually amid a destabilized global economic climate and the diminishing availability of oil. The oil and gas market proceeds to wield amazing impact in worldwide economics and politics. At creation level, the ownership of business supply chains offers constantly been extremely focused. The demand and supply management can be often depends upon many components. This paper talks about the oil and gas domain name, prediction of demands, supply/value chain management and durability of long term needs with significance of discoveries.</em></p> 2020-01-28T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/36 Study On Changing Consumer Buying Behaviour Towards Branded Retail Outlets 2021-05-16T09:08:06+00:00 Penney.M.A, editor@eduindex.org <p><em>The retail segment is tending to spread rapidly in India in the course of the most recent couple of decades. The Indian retail industry is made out of sorted out and sloppy retail advertises. It has encountered high development in the course of the most recent couple of years with a conspicuous concentration towards sorted out retailing positions. The business is moving towards an advanced idea of retailing. As India's retail industry is contentiously growing itself, incredible interest for retail outlets is being made. Also, simple accessibility of charge/Mastercard’s has contributed fundamentally to a solid and developing retail consumer culture in India. Clients are getting all the more dominant, progressively learned and progressively complex, and examination into current consumer conduct is progressively huge for the retailing area. Store ascribes are imperative to consumers when they settle on the choice where to shop. Store traits are displayed by retailers as per their particular practical methodologies. Store qualities must be offered that are wanted by the focused-on consumer. The test to retailers is to figure out which store qualities are generally progressively critical to the focused-on consumer. The essence of Indian consumerism is changing: not Indian consumerism is developing from Bajaj Scooter family man to Bajaj Pulsar in vogue adolescent. This changing consumer's taste and way of life, some place consequently give some preferred position to sorted out area. This makes basic for sloppy retail part to rebuild itself so as to withstand the expanding rivalry and to meet consumer desires by moving with patterns. Consequently, the present examination concentrating on the clients' purchasing conduct in Retail Outlet and discoveries were by essential and auxiliary wellsprings of information accumulations.</em></p> 2020-01-18T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/37 A Study On Management Institutes Digital Marketing Strategy And Its Impact On Students Behaviour 2020-01-02T19:37:22+00:00 PRASANNA G. CHAVAN editor@eduindex.org KARMADKAR editor@eduindex.org <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The significance of the internet as profit-making platform is by now generally recognized and more and more businesses implement digital marketing channels at the cost of traditional ones. The social media, being next age group internet applications, allow interaction, one-to-one communication, customer engagement, and user make content. The interest of management institutions in social media as part of the marketing toolkit is increasing, but slight is known about the potential of these channels in management institutes marketing strategies. Even less is known about the role of social media as influencers of future students in the choice of study. This article results a learn aiming to identify the role and importance of the social media on the choice of potential students for a study in comparison with the traditional management institutes marketing channels in the India. In this revision identifies and explain 3 market segments among potential students based on their use of the social media.</p> 2020-01-22T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/38 Empirical Evaluation Of E-Banking Security To Curtail Down Cyber Crime Issues 2021-05-16T09:07:10+00:00 Pravin Kulurkar editor@eduindex.org Syed Umar editor@eduindex.org <p><em>In purchase to control numerous functional and security risks of e-banking, it is usually essential that the bank offers suitable program architecture and controls in place. Banking institutions usually bring the risk of selecting the coding style or technology or possess insufficient control processes. For any business, its reputation is usually of essential importance. When it comes to electronic banking, if a bank does not work out to carry out important features or not function based on the anticipations of its clients, after that it encounters a risk of reduction of status. This ultimately prospects to a reduction of financing or customers. Some factors for this risk are a program or item not really working as anticipated, significant insufficiencies in the program, security breaches, misinforming clients about the procedures and guidelines of using e-banking, particular conversation problems that prevent the client from being able to access his account, etc. This paper hence focuses on cyber crime issues and methodology to lower the e-banking risks.</em></p> <p><strong>&nbsp;</strong></p> 2020-01-25T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/39 The Impact Quality Revolution In Business Management Education India 2020-01-02T19:40:42+00:00 Prakash H. Karmadkar editor@eduindex.org Priti Ramesh Burhade editor@eduindex.org <p><em>The public and institutes is demanding that educational institute’s education be more accountable for student learning. Faculties are now expected to develop the student’s leadership, interpersonal, and communication skills in addition to teaching the basics of their discipline.&nbsp; Scrutinize ways of achieving such goals; the authors have embarked on a long-term program aimed at implementing classroom-based quality initiatives for higher education. TQM finds its way into business management institution more and more educators are discovering the natural fit that quality principles and practices have with their own aspirations for the continuous improvement of education. &nbsp;Quality cannot be applied externally by adopting a new quality-focused way of imminent the processes of production, the systems in which those processes take place, and the interaction of people within those processes and systems.</em></p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/40 Impact Of Online Selling On Pharmaceuticals Marketing In India 2021-05-16T09:05:07+00:00 Prakash Hemraj Karmadkar editor@eduindex.org Suhas Uttam Gawas editor@eduindex.org <p><em>India is fastest growing market for E- Commerce and M-Commerce business all over the world. With its growing internet users and being at the second position after China, for internets users in world, E-commerce and M-Commerce business and allied services are rapidly increasing. With its increase mobile users, the country is witnessing rapid growth of online sales for all household and domestic products. Similarly, buying drugs/medicines online is the latest trend amongst the Indian patients and consumers. With this increasing trend of buying medicines online, number of online pharmacies also increase. Today’s generation turns to internet and social media for almost everything in their lives, health topics would be no surprise. However, there are certain trends which are acting as driving force to make Digital Marketing for Pharma companies a must-have. With these current trends, many of the pharmaceuticals companies are using social media as a platform to connect digitally with the consumers. Many of them are using twitter, Facebook to connect with the consumers directly and many of them are using YouTube to create awareness about the pharma products. </em></p> 2020-01-24T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/41 Need Of Infrastructure Supply Chain Management For Sustainable Construction Practices 2021-05-16T09:02:28+00:00 Thanneeru V K KoteswaraBabu editor@eduindex.org Prakash Divakaran editor@eduindex.org <p><em>The construction sector is definitely capable of producing a significant contribution to these goals, especially taking into consideration the huge quantity of materials and energy assets needed to create and preserve the built environment, not really to point out the amount of emissions and waste materials produced throughout the whole use-cycle of physical constructions. Taking into consideration the global degree of urbanization today and acquiring into accounts the speed at which the planet is usually becoming additional urbanized, it is definitely actually more essential that whatever can be constructed must carry out sustainably on all subscribes eco, financially, and socially. This paper promotes supply chain management with risk mitigation suggestion for sustainable infrastructure development</em>.</p> 2020-01-16T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/254 A Study on 21st Century Education: Challenges and Opportunity 2021-05-16T08:57:57+00:00 Benu Prasad Sitaula editor@eduindex.org <p><em>Through decades, instructive Scrutinize need been the subject for considerably civil argument through the thing that ought to be those reason in the advancement about exploratory learning in the field from claiming training. The reason for this paper will be to available a chronicled foundation on the order from claiming instructive investigate: approaches, objectives methodologies to research in the zone of instruction. Similarly, the tests and chances about instructive Scrutinize would exhibit. Those tests about instructive examination need aid distinguished in the accompanying areas: the political nature of education; the issue from claiming definition from claiming instructive Look into Concerning illustration a science and the disengagement between instructive research and act from claiming instruction. Opportunities can be placed in the context of the following areas: consensus on the knowledge of education leading to a paradigm towards alignment, the utility of knowledge in the practice of the profession to establish their scientific effectiveness and research of education policies.</em></p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/255 Identification of Factors and Purposed for Yoga and Meditation for Enhancement in Quality of Social Life 2020-01-05T16:29:17+00:00 Chandrika. P. R editor@eduindex.org Jay Kiran editor@eduindex.org <p><em>Aside with the positive factors of doing yoga practice in controlling and coping with disease, yoga and fitness has plenty of uses in therapy. Therapy is of distinctive aspects that include physical, emotional, and sociable. Yoga, as being an approach of life, offers worked out for individuals with physical disorders to bring back to health and wellbeing, an example being cardiac artery disease. Just practicing yoga been specifically applied with good benefits in pathological disorders and muscle dystrophy. This paper focuses on significance of yoga with regard to psychological rehabilitation; yoga practice has helped restore the psychological function and mental equilibrium in persons with posttraumatic stress disorder and even certain psychotic conditions.</em></p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/256 Concern of food safety in disaster management 2021-05-16T09:03:50+00:00 Rupesh Bhavsar editor@eduindex.org <p><em>Situations like disaster happens like earthquake, landslides, Floods, snow storm, drought etc. In following event people are one who suffers from many difficulties after the event. Basic need of food and shelter is to be big challenges in many places in the world. Some places are run out of drinking water and food as well. Clearly, all these contribute to a situation where disasters seriously threaten India’s economy, its population and sustainable development.</em></p> 2020-01-17T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/257 Sustainable Learning in Higher Education. Developing Competencies for the Global Market Place. 2021-05-16T09:01:15+00:00 Vijayalaxmi M Tirlapur editor@eduindex.org <p><em>In this paper we will give a Sustainable Learning in Higher Education. Creating Competencies for the Global Market Place of some significant patterns that have stamped exchanges on global learning for sustainable advancement (GLSD) in higher education. The point is figured against the foundation of the multifaceted nature spoke to in GLSD, just as the way that sustainable improvement (SD) is an issue of global enthusiasm for colleges. The motivation behind this deliberate review was to investigate the idea of the marketing of higher education (HE) and colleges in a universal setting. The destinations of the review were to: efficiently gather, record, investigate and basically break down the ebb and flow research writing on supply-side higher education marketing; to build up the extent of higher education marketing; to recognize holes in the research writing, and make suggestions for further research in this field.</em></p> 2020-01-23T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/4440 E-Commerce and Marketing strategies in Vidarbha Region 2020-02-12T05:34:08+00:00 Joshi Abhijit Chandrashekhar editor@eduindex.org <p>E-commerce has helped several agricultural companies and farmers reach their customers directly, deteriorating any network of middlemen. This has aided in bringing transparency in the costing mechanisms and thereby bringing in significant growth in the revenues. Agriculture and the export of agro products backbone of several economies around the world.This can though be identified as an area with immense potential for agricultural marketing, which is highly suitable for markets of exotic fruits, vegetables, grains, spices and selective organic food. From the above analysis and data collection it is noted that with such rapid growth of the Internet, distribution has become a difficult task for companies to manage. In Vidarbha region by Farmers and retailers .&nbsp; From the respondents responses &nbsp;such an increase in demand, many companies are not able to handle the number of orders efficiently. This problem is vital for an organization to overcome; customers will evaluate the total experience of the online purchasing as a whole&nbsp; if a product is purchased, and the e-commerce company does every thing correctly but the shipper doesn’t perform their task properly, it will affect the technical outcome of the satisfaction level. Customers will rate the transaction as a whole, so choosing the correct shipper is vital.</p> 2020-02-19T00:00:00+00:00 Copyright (c) https://archives.ourheritagejournal.com/index.php/oh/article/view/4508 E-Commerce v/s Traditional Business: - A Review, Its Issues and Challenges 2020-02-12T06:53:23+00:00 Miss Harsha N. Gangavane editor@eduindex.org <p>E-commerce (Electronic commerce) having the paradigm to influencing both marketers and the customers. Rather e-commerce is more than just another way to boost the existing business practices. Modern business includes a boom of E-commerce. It means electronic commerce which&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;involves buying or selling of goods or services and transmitting funds or data, over the network, mostly with help of Internet. It is leading a complete change in traditional way of doing business. This significant change in business model is witnessing a remarkable growth around the globe and India is not an exception. A massive internet penetration has added to growth of E-commerce and more particularly start-ups have been increasingly using this option as a differentiating business model. Moreover E-Commerce has significant influences on the environment. Although the model is highly used in current business scenario but the option has not been explored at its fullest. The current research has been undertaken to describe the scenario of E-Commerce v/s Traditional Business its Issues and Challenges.</p> <p>Key Words:</p> 2020-02-24T00:00:00+00:00 Copyright (c)